'; $feed_html += '

'; $feed_html += 'OpenSky® Secured Visa ® Credit Card '; $feed_html += '

'; $feed_html += '

'; /* $feed_html += '

'; */ $feed_html += '

'; $feed_html += '

Apply Now!

'; $feed_html += '

CREDIT NEEDED

'; $feed_html += 'Bad Credit
No Credit
'; $feed_html += '

New feature! Earn up to 10% cash back on everyday purchases
No credit check to apply. Zero credit risk to apply!
Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
Get free monthly access to your FICO score in our mobile application
Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and Transunion
Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
Fund your card with a low $200 refundable security deposit to get a $200 credit line
Apply in less than 5 minutes with our mobile first application
Choose the due date that fits your schedule with flexible payment dates
Fund your security deposit over 60 days with the option to make partial payments
Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit

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'; $feed_html += '

'; $DisplayCardOfferDetails[$count] = "yes"; $feed_html += '

'; $feed_html += '

Intro APR

N/A

'; $feed_html += '

Intro Period

N/A

'; $feed_html += '

Regular APR

24.64% variable

'; $feed_html += '

Annual Fee

$35

'; $feed_html += '

Balance Transfer

N/A

'; $feed_html += '

Credit Needed

'; $feed_html += '

'; $feed_html += ''; $feed_html += ''; $feed_html += ''; $count = $count + 1; $feed_html += '

'; $feed_html += '

'; $feed_html += 'First Progress Platinum Select MasterCard® Secured Credit Card '; $feed_html += '

'; $feed_html += '

'; /* $feed_html += '

'; */ $feed_html += '

'; $feed_html += '

Apply Now!

'; $feed_html += '

CREDIT NEEDED

'; $feed_html += 'Fair Credit
Bad Credit
'; $feed_html += '

Get a First Progress Select Card and Earn 1% Cash Back Rewards!

Choose the First Progress Select Card for a lower annual fee!
All credit types welcome to apply!
Secure your credit line with your refundable security deposit – choose from $200- $2,000 - with the ability to increase up to $5,000 over time!
Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
Secured Cards are a great way to start establishing credit for people with low/no credit scores¹
Get a fresh start! A discharged bankruptcy in your credit file will not cause you to be declined
Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Click for Disclosure

Deposit Options: Debit card funding.

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'; $feed_html += '

'; $DisplayCardOfferDetails[$count] = "yes"; $feed_html += '

'; $feed_html += '

Intro APR

'; $feed_html += '

Intro Period

'; $feed_html += '

Regular APR

18.49%

'; $feed_html += '

Annual Fee

$39

'; $feed_html += '

Balance Transfer

'; $feed_html += '

Credit Needed

'; $feed_html += '

'; $feed_html += ''; $feed_html += ''; $feed_html += ''; $count = $count + 1; $feed_html += '

'; $feed_html += '

'; $feed_html += 'New!'; $feed_html += 'OpenSky Launch Secured Visa® Credit Card '; $feed_html += '

'; $feed_html += '

'; /* $feed_html += '

'; */ $feed_html += '

'; $feed_html += '

Apply Now!

'; $feed_html += '

CREDIT NEEDED

'; $feed_html += 'Bad Credit
No Credit
'; $feed_html += '

You're pre-approved*

Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months

Easy application, apply in less than 5 minutes right from your mobile device

No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
Excellent option for a low fully refundable security deposit, get started with just $100
Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
Earn up to 10% cash back on everyday purchases
Minimum payment as low as $10
Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter
Monitor your credit progress with free access to your FICO Credit Score.
Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
Now you can make smaller partial payments towards funding your security deposit over 60 days
Over 1.4 million cardholders have used OpenSky Secured Credit Card to improve their credit"

**Pre-Approved means that you have met the initial criteria for this credit card; however, your application may be rejected if any of the following apply: You are a non-United States resident; the social security number you provide is invalid or we are unable to verify your identity under federal law; you are under 18 years old; your monthly expenses are greater than your monthly income; you lack sufficient income or assets to pay the monthly payment required for this card; you have two or more open credit card accounts with Capital Bank; or your account history on any current or previous relationship with Capital Bank is not in good standing.

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'; $feed_html += '

'; $DisplayCardOfferDetails[$count] = "yes"; $feed_html += '

'; $feed_html += '

Intro APR

'; $feed_html += '

Intro Period

'; $feed_html += '

Regular APR

28.99% variable

'; $feed_html += '

Annual Fee

'; $feed_html += '

Balance Transfer

'; $feed_html += '

Credit Needed

'; $feed_html += '

'; $feed_html += ''; $feed_html += ''; $feed_html += ''; $count = $count + 1; $feed_html += '

'; $feed_html += '

'; $feed_html += 'OpenSky® Plus Secured Visa® Credit Card '; $feed_html += '

'; $feed_html += '

'; /* $feed_html += '

'; */ $feed_html += '

'; $feed_html += '

Apply Now!

'; $feed_html += '

CREDIT NEEDED

'; $feed_html += 'Fair Credit
Good Credit
Bad Credit
No Credit
'; $feed_html += '

New feature! Earn up to 10% cash back on everyday purchases
No annual fee
No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
Monitor your credit progress with free access to your FICO Credit Score.
Reports to all 3 major credit bureaus monthly to establish and build credit history.
Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
Secure your credit line with a refundable security deposit - as low as $300.
Easy application, apply in less than 5 minutes right from your mobile device
Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
Now you can make smaller partial payments towards funding your security deposit over 60 days
Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit

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'; $feed_html += '

'; $DisplayCardOfferDetails[$count] = "yes"; $feed_html += '

'; $feed_html += '

Intro APR

N/A

'; $feed_html += '

Intro Period

N/A

'; $feed_html += '

Regular APR

28.99% variable

'; $feed_html += '

Annual Fee

None

'; $feed_html += '

Balance Transfer

N/A

'; $feed_html += '

Credit Needed

'; $feed_html += '

'; $feed_html += ''; $feed_html += ''; $feed_html += ''; $count = $count + 1; $feed_html += '

'; $feed_html += '

'; $feed_html += 'Credit Strong - Instal & Revolv '; $feed_html += '

'; $feed_html += '

'; /* $feed_html += '

'; */ $feed_html += '

'; $feed_html += '

Apply Now!

'; $feed_html += '

CREDIT NEEDED

'; $feed_html += 'Fair Credit
Bad Credit
No Credit
'; $feed_html += '

Multiple Ways to Build Credit.

A CreditStrong account is the fusion of a secured consumer installment loan and a savings account. During the life of your CreditStrong account you build both credit history and savings.

Instantly build revolving credit with no minimum monthly payment required with CreditStrong Revolv
Build installment credit and savings with low fixed monthly payments with CreditStrong Instal
Build supersized installment credit with supersized plans with CS MAX

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'; $feed_html += ''; $feed_html += ''; $count = $count + 1; $feed_html += '

'; $feed_html += '

'; $feed_html += 'Surge® Platinum Mastercard® '; $feed_html += '

'; $feed_html += '

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'; */ $feed_html += '

'; $feed_html += '

Apply Now!

'; $feed_html += '

CREDIT NEEDED

'; $feed_html += 'Bad Credit
'; $feed_html += '

Up to $1,000 Initial Credit Limit
See if you Pre-Qualify with No Impact to your Credit Score
Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit.
With responsible card use, you may be able to rebuild or improve your credit
Unsecured credit card that requires No Security Deposit
Perfect card for everyday purchases and unexpected expenses
Monthly reporting to the three major credit bureaus
Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
Use your card everywhere Mastercard is accepted at millions of locations
Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)

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'; $feed_html += ''; $feed_html += ''; $count = $count + 1; $feed_html += '

'; $feed_html += '

'; $feed_html += 'Reflex® Platinum Mastercard® '; $feed_html += '

'; $feed_html += '

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'; */ $feed_html += '

'; $feed_html += '

Apply Now!

'; $feed_html += '

CREDIT NEEDED

'; $feed_html += 'Fair Credit
Bad Credit
'; $feed_html += '

Up to $1,000 Initial Credit Limit
See if you Pre-Qualify with No Impact to your Credit Score
Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
With responsible card use, you may be able to rebuild or improve your credit
Unsecured credit card that requires No Security Deposit
Perfect card for everyday purchases and unexpected expenses
Monthly reporting to the three major credit bureaus
Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
Use your card everywhere Mastercard is accepted at millions of locations
Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)

'; $DisplayCardOfferDetails[$count] = "no"; $feed_html += '

'; $feed_html += ''; $feed_html += ''; $count = $count + 1; $feed_html += '

'; $feed_html += '

'; $feed_html += 'New!'; $feed_html += 'Upgrade Personal Loans '; $feed_html += '

'; $feed_html += '

'; /* $feed_html += '

'; */ $feed_html += '

'; $feed_html += '

Apply Now!

'; $feed_html += '

CREDIT NEEDED

'; $feed_html += 'Fair Credit
Good Credit
Excellent Credit
'; $feed_html += '

Loan Amounts: $1,000-$50,000
Annual Percentage Rates (APRs): 7.99% - 35.99%.
Fixed rates and payments with a clear pay off date.
Flexible loan options: explore multiple options and pick the loan amount and term that best fits your budget and timeline.
Fast Funding. Money is sent to your bank account within a day of clearing any verifications.*
Automatic payments and ability to customize the due date: manage your account online or via the mobile app
No prepayment penalties.
Access to free credit score monitoring, educational tools, and personalized recommendations to help you understand and make the most of your credit.

Disclosures:

Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade's bank partners. Information on Upgrade's bank partners can be found at https://www.upgrade.com/bank-partners/

Fast Funding Disclosure:

*Accept your loan offer and your funds will be sent to your bank or designated account within one (1) business day of clearing necessary verifications. Availability of the funds is dependent on how quickly your bank processes the transaction. From the time of approval, funds sent directly to you should be available within one (1) business day. Funds sent directly to pay off your creditors may take up to 2 weeks to clear, depending on the creditor.

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'; $feed_html += '

'; $feed_html += 'Credit Strong For Business '; $feed_html += '

'; $feed_html += '

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'; */ $feed_html += '

'; $feed_html += '

Apply Now!

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CREDIT NEEDED

'; $feed_html += 'N/A'; $feed_html += '

Credit Strong For Business

Multiple different product options with different loan amounts and terms to help you:

Build credit as cheaply as possible (Biz $2,500)
Build credit & savings simultaneously (Biz $5,000)
Build a large amount of credit (Biz $10,000)

Anyone is eligible, as long as we can verify your identity and business. Perfect for people with thin or no credit, since there is no credit check and no minimum credit score

Business requirements, the company must:

Have a registered EIN (Employer Identification Number issued by the IRS
Be at least 3 months old
Be a LLC, partnership, or Corporation
Be located in the United States and have a physical US address place of business

Individual requirements:

Own at least 25% of the business
Have no co-owner(s) that individually own 25% or more of the business
Be at least 18 years old and be a permanent US resident
Have a physical US residence
Have a valid SSN or ITIN
Have a valid identification document (Drivers license, State ID, Passport, Permanent Resident Card)

Impacts 90% of the factors used to calculate your credit score

Payment history (35%)
Amount of credit (30%)
Length/age of credit (15%)
Credit Mix (10%)
New Credit (10%)

We’ll report loan payments each month. Making on-time payments are a positive signal to credit bureaus and help your score.

All credit products are designed to give customers the ability (but not requirement) to demonstrate good financial behavior. The reverse is also true - Late payments are also reported!

The account is reported and will appear on a customer’s credit profile within 30-60 days after the first loan payment due date

The first payment is due 30 days from account opening date and due on the same day each month

How CreditStrong Business works:

A secured loan is issued to you, and deposited in a locked savings account in your name held at Austin Capital Bank, the 5* rated community bank that powers CreditStrong

These funds are secured, meaning they are not made available to you immediately

Each month, you make monthly payments towards the secured loan which pay down the loan balance

Each payment is split into 2 portions

Interest: Cost for keeping the account open, account maintenance, reporting, etc. Think of this as the money you pay CreditStrong to build your credit.
Principle: this goes towards the loan balance and principal payments will be available for withdrawal on completion of your loan. Think of this as money you pay to yourself each month for future use.

Each month, we report payment behavior to Equifax, PayNet, and SBFA. (remember:

make complete, on-time payments so we’re reporting GOOD credit behavior!)

We plan to expand commercial credit reporting to Experian and Dun & Bradstreet in the near future.

What happens when the loan is paid off?

Once the loan is paid off, the secured savings account is unlocked
The funds in the unlocked savings account can then be withdrawn
Once the account is paid off, it will be reported to credit bureaus as “Paid in full with a $0 balance” / ”Paid off”

Canceling:

You can choose to cancel early with no prepayment or early termination fees.
If you cancel early, the difference is unlocked, and the funds in your saving account (if any) can be accessed and transferred to your payment method on file with no fees or penalties
If you have already made the admin fee payment and 1 or more loan payment (It will be closed out and reported as “Paid in full with a $0 balance” / ”Paid off” (which is the same as if you were to pay it off fully – there is no difference in reporting))
If you have not made any payments or have made the admin fee payment but not a loan payment. It will not be reported and will not show on your credit report o If you have made more than 1 loan payment and want to cancel early. We use your secured savings to pay off the remaining loan balance

'; $DisplayCardOfferDetails[$count] = "no"; $feed_html += '

'; $feed_html += ''; $feed_html += ''; $count = $count + 1; $feed_html += '

'; $feed_html += '

'; $feed_html += 'The BILL Divvy Card for businesses'; $feed_html += '

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Apply Now!

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CREDIT NEEDED

'; $feed_html += 'N/A'; $feed_html += '

A better way to get business credit

BILL Spend & Expense makes it easy to access the funding you need, no matter the size of your business. Apply for a credit line in seconds and start spending smarter.

No annual fees
Each employee gets a card that can be controlled by your admin
Set budgets to control spend
Automated decisions up to $100k¹
Multiple ways of underwriting
Scalable credit lines
Automated expense management
Rewards on vendor payments
Virtual cards

Rewards of a credit card with the efficiency of software

BILL Spend & Expense gives you all the rewards you’d expect from the best business credit lines with all the features of a best-in-class finance app: automated reimbursement, expense reports, and vendor payments, accounting integrations, an easy to use mobile app, and a whole lot more.

What is BILL?

BILL is a financial operations platform that gives you control over finances so you can confidently run your business. BILL’s integrated platform includes BILL Accounts Payable, BILL Accounts Receivable, and BILL Spend & Expense to help you automate AP, AR, spend, and expense management—all in one place.

¹Actual amount depends on applicant’s credit information and approval of application.

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'; $feed_html += ''; $feed_html += ''; $count = $count + 1; $feed_html += '

'; $feed_html += '

'; $feed_html += 'New!'; $feed_html += 'Kovo Credit Builder '; $feed_html += '

'; $feed_html += '

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Apply Now!

'; $feed_html += '

CREDIT NEEDED

'; $feed_html += 'Fair Credit
Bad Credit
No Credit
'; $feed_html += '

Give yourself the credit you deserve. Sign up to build your credit easily with small monthly payments. Instant approval, no credit check, and no hidden fees. Plus, earn up to 1% on featured loans! The ideal alternative to secured credit cards.

Incredible value:

Your payment performance is reported monthly to TransUnion®, Equifax®, Experian®, and Innovis®.
Earn up to $1,225 in rewards. That’s 5x more value than the cost of Kovo.
Lower your monthly interest payments when you have a higher credit score.
Better credit makes owning a car and home possible, with higher odds for approval.
Get your FICO® Score and see your credit score journey progress every month.

How it works:

Build with Installments: pay $10/month over 24 months.
Learn with Courses: pick up useful skills.
Earn with Rewards: up to 1% back on eligible loan offers.

Key features:

Flat monthly rate
Instant approval
No credit check / no hard pull
No bank account needed
$0 security deposit
$0 setup/admin fees
$0 annual fees
$0 late fees
$0 prepayment fees
0% APR

Requirements:

You must be at least 18 years of age
You must have a valid U.S. Social Security Number

Available in all 50 states.

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'; $feed_html += '

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'; $feed_html += '

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CREDIT NEEDED

'; $feed_html += 'N/A'; $feed_html += '

Earn 4.14% APY, on $1,000 or more¹
No monthly account fees²
Up to $1 million in FDIC or NCUA insurance through Cross River Bank or Participating Institutions*

Disclaimers:

The Annual Percentage Yield (“APY”) for the Premier Savings account is variable and may change at any time. There is no minimum balance to open your account, but you will only earn the APY on days when the closing balance of your Premiere Savings account is or exceeds $1000. On days where the account closing balance drops below $1000, the APY will be 0%.
There are no monthly fees, overdraft fees or annual fees. Outbound domestic wire transfers are subject to a fee of $20 after your first fee-free transfer per calendar month.

*Deposits to Premier Savings are eligible for FDIC and/or NCUA deposit insurance up to $1 million or more through Cross River Bank, Member FDIC and Participating Institutions. Learn more about the Custodial Program and Participating Institutions . Cross River Bank may place some or all of the funds held in your savings account(s) into an account at one or more other Participating Institutions. Each Participating Institution is either (1) a FDIC-insured depository institution that only covers the failure of insured banks, or (2) a credit union that is eligible for insurance through the NCUA Share Insurance Fund if the credit union fails. Funds are insured up to $250,000 per ownership category and per institution. Certain conditions must be satisfied for FDIC deposit insurance coverage to apply to any funds held at a FDIC-insured depository institution. Upgrade is not a bank and is not FDIC insured. You are responsible for monitoring where your deposits are held (available in your Upgrade dashboard) to determine the extent of FDIC and/ or NCUA insurance coverage available to you.

Upgrade is a financial technology company, not a bank. Premier Savings accounts are provided by Cross River Bank, Member FDIC.

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'; $feed_html += ''; $feed_html += ''; $count = $count + 1; $feed_html += '

'; $feed_html += '

'; $feed_html += 'First Progress Platinum Prestige MasterCard® Secured Credit Card '; $feed_html += '

'; $feed_html += '

'; /* $feed_html += '

'; */ $feed_html += '

'; $feed_html += '

Apply Now!

'; $feed_html += '

CREDIT NEEDED

'; $feed_html += 'Fair Credit
Bad Credit
'; $feed_html += '

Earn 1% Cash Back Rewards with First Progress Prestige!

All credit types welcome to apply!
Apply now and fund your security deposit over 90 days with the option to make partial payments.
You Can’t Rebuild credit with a Debit Card. Try First Progress Today! ¹
Secured Cards are a great way to start establishing credit for people with low/no credit scores.¹
Get a fresh start! A discharged bankruptcy in your credit file will not cause you to be declined.
Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Deposit Options: debit card funding.

Click for Disclosure

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'; $feed_html += '

'; $DisplayCardOfferDetails[$count] = "yes"; $feed_html += '

'; $feed_html += '

Intro APR

'; $feed_html += '

Intro Period

'; $feed_html += '

Regular APR

14.49%

'; $feed_html += '

Annual Fee

$49

'; $feed_html += '

Balance Transfer

'; $feed_html += '

Credit Needed

'; $feed_html += '

'; $feed_html += ''; $feed_html += ''; $feed_html += ''; $count = $count + 1; $feed_html += '

'; $feed_html += '

'; $feed_html += 'New!'; $feed_html += 'GreenLight® Debit Card & App For Kids '; $feed_html += '

'; $feed_html += '

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'; */ $feed_html += '

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CREDIT NEEDED

'; $feed_html += 'No Credit
'; $feed_html += '

Teach your kids how to learn manage money, set savings goals, and spend wisely!

Greenlight celebrates smart money management by rewarding kids with up to 1% Cash Back and 2% on their Savings balances.*
Send money to your kids — anytime, anywhere.
Get real-time notifications any time the card is used.
Create in-app chore lists and tie the work to perks.
Allowance on autopilot. Weekly or monthly, you can set it and forget it.
Personalize your kids’ debit cards. Selfies rule.

Frequently Asked Questions (more on website)

Is there a minimum age? We support kids and grownups of all ages. No minimum (or maximum) age here.

How much does it cost? Greenlight plans start at $4.99 per month and include debit cards for up to five (5) kids. Your first month is on us, and you can cancel at any time. See our Plans page for more.

What do I need to sign up?

Your email address
Your mobile phone number
Your child’s/children’s name(s)
Your legal first and last name
Your physical address
Your date of birth
A valid debit card or bank account
Your Social Security number (SSN). For information on why we ask for your SSN, learn more about the U.S. Patriot Act.

Where is the card accepted? The Greenlight card can be used almost anywhere Mastercard is accepted, online and in-store. “Almost,” because our cardholders are kids, and we’ve put important guardrails in place. Greenlight also works internationally in 150+ other countries, with no foreign transaction fees. No need to let us know if you travel abroad — you’ll have enough to remember.

Is Greenlight safe? Greenlight blocks ‘unsafe’ spending categories, sends real-time transaction notifications and gives parents flexible ATM and other spending controls. We also provide additional layers of protection to our families in the form of face or fingerprint recognition and the ability to turn your card on or off directly in the app. Greenlight debit cards are FDIC-insured up to $250,000, and come with Mastercard’s Zero Liability Protection.

*see all terms and conditions (click apply now to view)

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'; $feed_html += ''; $feed_html += ''; $count = $count + 1; $feed_html += '

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'; $feed_html += 'Auto Financing and Refinancing '; $feed_html += '

'; $feed_html += '

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'; $feed_html += '

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'; $feed_html += '

CREDIT NEEDED

'; $feed_html += 'Fair Credit
Good Credit
Excellent Credit
Bad Credit
'; $feed_html += '

Auto Financing and Refinancing – Average Customer saves up to $2000 or more…

1 Application with up to 4 loan offers in minutes
Apply online, 24/7 in the convenience of your home or office
Lowest interest rates available – average customer saves $2000 in interest charges
Get approved and have financing in place before going to a dealer
Refinance and lower your current interest rate and payments or even skip a payment
Also offering Private Party and Lease Buyout loans
Fast & free - No fees or obligations
Private, secure and confidential

Your premier online auto finance and refinance marketplace. Apply now and receive up to 4 loan offers in minutes! Fast, easy and free…

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'; $feed_html += ''; $feed_html += ''; $count = $count + 1; $feed_html += '

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'; $feed_html += '

Apply Now!

'; $feed_html += '

CREDIT NEEDED

'; $feed_html += 'Fair Credit
'; $feed_html += '

Refinance your car loan and Save Big! Put money back in your pocket!

Rates as low as 5.48% APR
Pre-qualify in seconds - Pre-qualify on our secure, fully online platform—without leaving the couch or giving your SSN
Put cash back into your wallet. Our customers save an average of $113.78/month on their car payments*
No impact to your credit to review pre-qualified offers
Minimum Loan amount: $7500
Loan term: 12-84 months

How Caribou works

Check your rate - Get pre-qualified offers in seconds with no Social Security number required and no impact on your credit.

Select your offer - Pick the refinance that works best for you, with offers from our top lenders.

Refi and save big - Simply submit a few documents and sit back as our team does the heavy lifting to refinance your loan.

Typical Requirements:

Desired credt score: 650+
Minimum annual income $24K
No SSN required*
Other requirements may apply

*Not available for motorcycles or commercial vehicles

*See all terms and conditions on the application page.

*1This information is estimated based on consumers who were approved for an auto refinance loan through Caribou between 6/1/2022 and 3/1/2023, had an existing auto loan on their credit report, and accepted their final terms. These borrowers saved an average of $113.78 per month. Refinance savings may result from a lower interest rate, longer

term, or both. There is no guarantee of savings. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors.

*To check the refinance rates and terms you qualify for, we conduct a soft credit pull that will not affect your credit score. However, if you choose a loan product and continue your application, we or one of our lending partners will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

*Social security number is required should you choose to move forward in the loan application process. *Terms and Conditions apply. Caribou reserves the right to modify or discontinue products and benefits at any time without notice. Participating lenders, rates and terms are also subject to change at any time without notice. The information you

provide to us is an inquiry to determine whether our lenders can make you a loan offer. If any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. We do not guarantee that you will

receive any loan offers or that your loan application will be approved. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors.

Offers not available in MA, MD, MS, NE, NV, WI, WV

APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors including your credit profile and the loan to value of the vehicle. APR ranges from 5.48% to 28.55% and is determined at the time of application. Lowest APR is available up to a 36 month term, to borrowers with excellent credit, and only in Texas. Conditions apply. Advertised rates and fees are valid as of 5/15/2023 and are subject to change without notice. Insurance savings will not result from lower APR.

'; $DisplayCardOfferDetails[$count] = "no"; $feed_html += '

'; $feed_html += ''; $feed_html += ''; $count = $count + 1; $feed_html += '

'; $feed_html += '

'; $feed_html += 'IDENTITYIQ '; $feed_html += '

'; $feed_html += '

'; /* $feed_html += '

'; */ $feed_html += '

'; $feed_html += '

Apply Now!

'; $feed_html += '

CREDIT NEEDED

'; $feed_html += 'N/A'; $feed_html += '

FREE Upgraded Package
Reduced Monthly Rate (Click Apply Now To See Details)
Experian, Equifax and TransUnion Reports & Scores
Daily Credit Monitoring & Alerts
Credit Report Can Be Refreshed Every 35 Days(Monthly Access)
$25,000 Identity Theft Insurance*

'; $DisplayCardOfferDetails[$count] = "no"; $feed_html += '

'; $feed_html += ''; $feed_html += ''; $count = $count + 1; $feed_html += '

'; $feed_html += '

'; $feed_html += 'Self Financial - Credit Builder Account '; $feed_html += '

'; $feed_html += '

'; /* $feed_html += '

'; */ $feed_html += '

'; $feed_html += '

Apply Now!

'; $feed_html += '

CREDIT NEEDED

'; $feed_html += 'Fair Credit
Bad Credit
No Credit
'; $feed_html += '

Self offers Credit Builder Accounts.

Self Financial helps you get a Credit Builder Account through their banking partners, which has a term of 24 months.
All payments are reported to the three major credit bureaus as an installment loan which helps consumers build credit.
Savings plans start at $25/month and include credit monitoring. At the end of account term, you've built credit history and your CD savings unlock. (minus interest and fees)

Sample loans: See self.inc/pricing $25/mo, 24 mos, 15.92% APR; $35/mo, 24 mos, 15.69% APR; $48/mo, 24 mos, 15.51% APR; $150/mo, 24 mos, 15.82% APR.

Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.

Date: 11-2-24

'; $DisplayCardOfferDetails[$count] = "no"; $feed_html += '

'; $feed_html += ''; $feed_html += ''; $count = $count + 1; $feed_html += '

'; $feed_html += '

'; $feed_html += 'Rental Reporters '; $feed_html += '

'; $feed_html += '

'; /* $feed_html += '

'; */ $feed_html += '

'; $feed_html += '

Apply Now!

'; $feed_html += '

CREDIT NEEDED

'; $feed_html += 'Bad Credit
No Credit
'; $feed_html += '

Your rent payments can improve your credit score. Get what you deserve
We report your payments to TransUnion, Equifax, and Experian
A new tradeline appears on your credit report
Look for your score to change within 10 days

Who Would Want To Participate In Our Rental Reporting Program?

Rebuilding Your Credit? We can help you rebuild your credit in a matter of days by reporting your last two years’ of on-time rent payments to TransUnion. The addition of this significant payment history will have a dramatic impact on your credit and allow you to move towards credit independence.
Want To Establish Credit? We add a new trade line to your credit report that reflects your on-time rental payment history. We add not just your on-time payments but we add the length of your rental payment history. How many years have you been renting a house or apartment? That length of credit history is not part of your credit report.
Buying A Home? We add a new trade line to your credit report that reflects your on-time rental payment history. We add not just your on-time payments but we add the length of your rental payment history. How many years have you been renting a house or apartment? That length of credit history is not part of your credit report. Your rent payment history both “thickens” your credit file with positive data that is taken into account and demonstrates your ability to repay your largest monthly obligation……. your rent.

There are 4 simple steps to the rent reporting process

Verification of your identity and rent payments: On your application, we need basic information such as your social security number, date of birth, address, and your landlord’s contact information. Your social security number ensures that your rent history is clearly matched with your credit profile.
Verification of your rent payments with your landlord: We work directly with your landlord to verify their identity and confirm your on-time rent payments both over the last 24 months, and in the months to come. For a fee of $50 each, we can also verify and report rent payments made to multiple landlords within the past 2 years.
Rent reporting to credit bureaus: Equifax and Transunion.
Tradeline creation on your credit report: A new tradeline is created on your credit report within 5-7 business days. You receive a notification when this is completed. As you continue to pay your rent each month, more information is added to this tradeline. This is why it is important to keep your subscription paid and current every month.

What Does This Program Cost?

The one-time enrollment fee of $94.95 pays for landlord verification and reporting up to 2 years of rental payment history to the credit bureaus. The monthly subscription fee of $9.95 enables us to automatically verify and report your ongoing rent payments. As with any credit report tradeline, the more months of data, the greater the impact can be on your score.

'; $DisplayCardOfferDetails[$count] = "no"; $feed_html += '

'; $feed_html += ''; $feed_html += ''; $count = $count + 1; $feed_html += '

'; $feed_html += '

'; $feed_html += 'FIT™ Platinum Mastercard® '; $feed_html += '

'; $feed_html += '

'; /* $feed_html += '

'; */ $feed_html += '

'; $feed_html += '

Apply Now!

'; $feed_html += '

CREDIT NEEDED

'; $feed_html += 'Fair Credit
Bad Credit
'; $feed_html += '

$400 Initial Credit Limit
Less than perfect credit? We understand. The FIT Mastercard is ideal for people looking to rebuild their credit.
Unsecured credit card that requires No Security Deposit
With responsible card use, you may be able to rebuild or improve your credit
Perfect card for everyday purchases and unexpected expenses
Monthly reporting to the three major credit bureaus
Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
Use your card everywhere Mastercard is accepted at millions of locations
Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)

'; $DisplayCardOfferDetails[$count] = "no"; $feed_html += '

'; $feed_html += ''; $feed_html += ''; $count = $count + 1; $feed_html += '

'; $feed_html += '

'; $feed_html += 'New!'; $feed_html += 'Acorns Savings & Investment App '; $feed_html += '

'; $feed_html += '

'; /* $feed_html += '

'; */ $feed_html += '

'; $feed_html += '

Apply Now!

'; $feed_html += '

CREDIT NEEDED

'; $feed_html += 'N/A'; $feed_html += '

Acorns is the saving and investing app and is how you save and invest for your future.

INVEST

Sign up in under 3 minutes!
No expertise needed: we’ll recommend a portfolio for your needs
Start investing in your future with spare change from everyday purchases or as little as $5. Get investing, retirement, checking, investing for families, rewards, financial education and more—in one, easy app
Get Acorns Later, our easy retirement account, in under 2 minutes. We'll recommend the right plan to you (Roth, SEP, Traditional)

SPEND

Real time Round-Ups, so you can invest while you spend and give your spare change more time in the market

EARLY

In under 3 minutes, open an easy investment account for kids, and unlock our financial wellness system.
Get Acorns Early and invest for the kids you love. Early is a UTMA/UGMA account, so its more flexible than a 529/traditional college savings account
Grow your knowledge together, with financial literacy content for families, powered by Acorns and CNBC
Set it and forget it with easy Recurring Investments, starting at $5 a day, week, or month

EARN

Earn more money when you shop from 350+ top brands that invest in you.

*See all terms and conditions.

'; $DisplayCardOfferDetails[$count] = "no"; $feed_html += '

'; $feed_html += ''; $feed_html += ''; $category_dropdown_html += '

'; $bank_dropdown_html += '

'; $credit_rating_dropdown_html += '

'; var $product_image_numeric_width = 225; var $product_image_width = '32%';//$product_image_numeric_width+'px'; var $product_image_column_width_num = 210; var $product_image_column_width = $product_image_column_width_num+'px'; var $product_heading_width; var $product_table_padding; var $most_popular_image_width; var $transparent_background_is_true = (typeof $transparent_background !== 'undefined' && $transparent_background === 'yes'); $product_heading_width = '100%'; $most_popular_image_width = $product_heading_width; $product_description_width = '65%'; $product_description_min_width = '50%'; $product_description_mobile_width = 'auto!important'; $product_heading_mobile_width = '100%!important'; $product_mobile_width = '100%!important'; var $product_box_background_color = "#FFFFFF"; var $boxbgcolor; if(typeof $boxbgcolor !== 'undefined') { $product_box_background_color = $boxbgcolor; } var $product_heading_background_color; var $hbgcolor; var $product_heading_background_color = "#FFFFFF"; if(typeof $hbgcolor !== 'undefined') { $product_heading_background_color = $hbgcolor; } var $product_heading_text_color = "#000000"; var $htextcolor; if(typeof $htextcolor !== 'undefined') { $product_heading_text_color = $htextcolor; } var $product_heading_font_size = "16px"; var $hfontsize; if(typeof $hfontsize !== 'undefined') { $product_heading_font_size = $hfontsize+"px"; } var $product_description_bg_color = "transparent"; var $pdbgcolor; if(typeof $pdbgcolor !== 'undefined') { $product_description_bg_color = $pdbgcolor; } if ($transparent_background_is_true) { $product_description_bg_color = 'transparent'; } var $product_description_text_color = "#000000"; var $pdtextcolor; if($pdtextcolor != undefined) { $product_description_text_color = $pdtextcolor; } var $product_description_font_size = "13px";//"1.333em"; var $pdfontsize; if(typeof $pdfontsize !== 'undefined') { $product_description_font_size = $pdfontsize+"px"; } var $product_description_border_left = "#FFFFFF"; var $pdborderleft; if(typeof $pdborderleft !== 'undefined') { $product_description_border_left = $pdborderleft; } var $product_description_border_right = "#FFFFFF"; var $pdborderright; if($pdborderright != undefined) { $product_description_border_right = $pdborderright; } var $footer_bg_color; var $fbgcolor; var $footer_bg_color = "#FFFFFF"; if(typeof $fbgcolor !== 'undefined') { $footer_bg_color = $fbgcolor; } var $footer_text_color = "#000000"; var $ftextcolor; if($ftextcolor != undefined) { $footer_text_color = $ftextcolor; } var $footer_font_size = "11px"; var $ffontsize; if(typeof $ffontsize !== 'undefined') { $footer_font_size = $ffontsize+"px"; } var $bulletstyle; var $additional_css; if(typeof $bulletstyle !== 'undefined') { $additional_css = '.productcontainer ul { list-style-type: ' + $bulletstyle + '; }'; } else { $additional_css = ''; } var $ccbheader_bg_color; var $ccbheaderbgcolor; var $ccbheader_bg_color = "#FFFFFF"; // dark blue original $ccbheader_bg_color = $product_heading_background_color; // Matches the product heading bg if(typeof $ccbheaderbgcolor != 'undefined') { $ccbheader_bg_color = $ccbheaderbgcolor; } var $ccbbutton_bg_color = '#153E7E'; $product_table_bgcolor = $transparent_background_is_true ? 'transparent' : 'white'; $product_table_border_color = '#F3F3F3'; // $transparent_background_is_true ? 'transparent' : $product_table_dropshadow = '#EEEEEE'; $feed_html += ''; // $feed_html += ""; function showdropdownoffers (item) { var $category_to_show = "."; var $bank_to_show = "."; var $credit_rating_to_show = "."; jQuery('div.productcontainer').css('display','block'); if($show_category_dropdowns === "yes" && item && item.id === 'getcategoryoffers') { var $a = document.getElementById('getcategoryoffers').selectedIndex; var $selected_category = document.getElementById("getcategoryoffers").options[$a].value; jQuery('#getbankoffers').val('all'); jQuery('#getcreditratingoffers').val('all'); if($selected_category != "all") { $category_to_show += 'CategoryID-' + $selected_category; jQuery('div.productcontainer').not($category_to_show).css('display','none'); } else { jQuery('div.productcontainer').css('display','block'); } } if($show_bank_dropdowns === "yes" && item && item.id === 'getbankoffers') { var $b = document.getElementById('getbankoffers').selectedIndex; var $selected_bank = document.getElementById("getbankoffers").options[$b].value; jQuery('#getcategoryoffers').val('all'); jQuery('#getcreditratingoffers').val('all'); if($selected_bank != "all") { $bank_to_show += 'BankID-' + $selected_bank; jQuery('div.productcontainer').not($bank_to_show).css('display','none'); } else { jQuery('div.productcontainer').css('display','block'); } } if($show_credit_rating_dropdowns === "yes" && item && item.id === 'getcreditratingoffers') { var $c = document.getElementById('getcreditratingoffers').selectedIndex; var $selected_creditrating = document.getElementById("getcreditratingoffers").options[$c].value; jQuery('#getcategoryoffers').val('all'); jQuery('#getbankoffers').val('all'); if($selected_creditrating != "all") { $credit_rating_to_show += "CreditRatingID-" + $selected_creditrating; jQuery('div.productcontainer').not($credit_rating_to_show).css('display','none'); } else { jQuery('div.productcontainer').css('display','block'); } } checkNumCCBResults(); } // end of function var $error_html; function checkNumCCBResults() { var hiddenEls = jQuery('.productcontainer:hidden'); var visibleEls = jQuery('.productcontainer:visible'); var NumHiddenEls = hiddenEls.length; var NumVisibleEls = visibleEls.length; if(NumVisibleEls < 1) { $error_html = 'The combinations of Category, Bank, and Credit Rating that you chose do not have results.
Please choose another combination to see results or choose �Display All� to see all results.'; } else { $error_html = ""; } jQuery(".CCBErrorResults").html($error_html); } // End of function var $show_dropdowns; var $show_category_dropdowns; var $show_bank_dropdowns; var $show_credit_rating_dropdowns; var $show_header; var $header_image; var $custom_header_image; var $show_dropdown_image; var $dropdown_image; var $custom_dropdown_image; var $show_footer; var total_rows_products = 21; var has_product_rows = total_rows_products > 0; var not_enough_rows = total_rows_products < 4; var currentScriptt = document.currentScript; console.log('Current Script:'); console.log(currentScriptt.src); console.log('Total product rows: '+total_rows_products); var $html_append = document.createElement('div'); $html_append.className = 'ccbcontainer'; if(has_product_rows) { var divccbfh = document.createElement('div'); divccbfh.className = 'ccbfeedheader'; divccbfh.innerHTML = '

'; var divccbfh_t = document.createElement('div'); //divccbfh_t.className = 'ccbheadertext'; divccbfh_t.innerHTML = ''; //SELECT A PRODUCT divccbfh_t.style.display = "none"; divccbfh.appendChild(divccbfh_t); console.log('Show categories: ' + $show_category_dropdowns); console.log('Show banks: ' + $show_bank_dropdowns); console.log('Show ratings: ' + $show_credit_rating_dropdowns); if(has_product_rows && $show_category_dropdowns === "yes") { divccbfh.innerHTML = divccbfh.innerHTML + $category_dropdown_html; } if(has_product_rows && $show_bank_dropdowns === "yes") { divccbfh.innerHTML = divccbfh.innerHTML + $bank_dropdown_html; } if(has_product_rows && $show_credit_rating_dropdowns === "yes") { divccbfh.innerHTML = divccbfh.innerHTML + $credit_rating_dropdown_html; } if (!not_enough_rows) { $html_append.appendChild(divccbfh); } $html_append.innerHTML = $html_append.innerHTML + $feed_html; $html_append.innerHTML = $html_append.innerHTML + '

'; var $show_footer = "yes"; if($show_footer != "no") { $html_append.innerHTML = $html_append.innerHTML + '

Affiliate Disclosure - Privacy Policy

'; } $html_append.innerHTML = $html_append.innerHTML + ''; currentScriptt.parentNode.insertBefore($html_append, currentScriptt.nextSibling); var $i; for ($i = 1; $i <= $count; $i++) { var $productcount = "product" + $i; var $productheadingcount = "productheading" + $i; var $creditcardimagecount = "creditcardimage" + $i; var $productdescriptioncount = "productdescription" + $i; var $productbottomcount = "productbottom" + $i; var product = document.getElementById($productcount); var productheading = document.getElementById($productheadingcount); var creditcardimage = document.getElementById($creditcardimagecount); var productdescription = document.getElementById($productdescriptioncount); var productbottom = document.getElementById($productbottomcount); if($productcount) { if($DisplayCardOfferDetails[$i] === "yes") { //productbottom.style.backgroundColor = $footer_bg_color ; //productbottom.style.padding ="7px"; //productbottom.style.paddingBottom ="7px"; //productbottom.style.paddingLeft ="8px"; //productbottom.style.paddingRight ="8px"; var $productbottoma = "productbottoma" + $i; var $productbottomb = "productbottomb" + $i; var $productbottomc = "productbottomc" + $i; var $productbottomd = "productbottomd" + $i; var $productbottome = "productbottome" + $i; var $productbottomf = "productbottomf" + $i; var $productbottomg = "productbottomg" + $i; var $productbottomh = "productbottomh" + $i; var $productbottomi = "productbottomi" + $i; var $productbottomj = "productbottomj" + $i; var $productbottomk = "productbottomk" + $i; var $productbottoml = "productbottoml" + $i; var productbottoma = document.getElementById($productbottoma); var productbottomb = document.getElementById($productbottomb); var productbottomc = document.getElementById($productbottomc); var productbottomd = document.getElementById($productbottomd); var productbottome = document.getElementById($productbottome); var productbottomf = document.getElementById($productbottomf); var productbottomg = document.getElementById($productbottomg); var productbottomh = document.getElementById($productbottomh); var productbottomi = document.getElementById($productbottomi); var productbottomj = document.getElementById($productbottomj); var productbottomk = document.getElementById($productbottomk); var productbottoml = document.getElementById($productbottoml); if (productbottoma) { productbottoma.style.fontSize = $footer_font_size ; productbottoma.style.color = $footer_text_color ; productbottoma.style.fontWeight ="bold"; productbottoma.style.textAlign ="center"; } if (productbottomb) { productbottomb.style.fontSize = $footer_font_size ; productbottomb.style.color =$footer_text_color ; productbottomb.style.fontWeight ="bold"; productbottomb.style.textAlign ="center"; } if (productbottomc) { productbottomc.style.fontSize = $footer_font_size ; productbottomc.style.color =$footer_text_color ; productbottomc.style.fontWeight ="bold"; productbottomc.style.textAlign ="center"; } if (productbottomd) { productbottomd.style.fontSize = $footer_font_size ; productbottomd.style.color =$footer_text_color ; productbottomd.style.fontWeight ="bold"; productbottomd.style.textAlign ="center"; } if (productbottome) { productbottome.style.fontSize = $footer_font_size ; productbottome.style.color =$footer_text_color ; productbottome.style.fontWeight ="bold"; productbottome.style.textAlign ="center"; } if (productbottomf) { productbottomf.style.fontSize = $footer_font_size ; productbottomf.style.color =$footer_text_color ; productbottomf.style.fontWeight ="bold"; productbottomf.style.textAlign ="center"; } if (productbottomg) { productbottomg.style.fontSize = $footer_font_size ; productbottomg.style.color =$footer_text_color ; productbottomg.style.fontWeight ="bold"; productbottomg.style.textAlign ="center"; } if (productbottomh) { productbottomh.style.fontSize = $footer_font_size ; productbottomh.style.color =$footer_text_color ; productbottomh.style.fontWeight ="bold"; productbottomh.style.textAlign ="center"; } if (productbottomi) { productbottomi.style.fontSize = $footer_font_size ; productbottomi.style.color =$footer_text_color ; productbottomi.style.fontWeight ="bold"; productbottomi.style.textAlign ="center"; } if (productbottomj) { productbottomj.style.fontSize = $footer_font_size ; productbottomj.style.color =$footer_text_color ; productbottomj.style.fontWeight ="bold"; productbottomj.style.textAlign ="center"; } if (productbottomk) { productbottomk.style.fontSize = $footer_font_size ; productbottomk.style.color =$footer_text_color ; productbottomk.style.fontWeight ="bold"; productbottomk.style.textAlign ="center"; } if (productbottoml) { productbottoml.style.fontSize = $footer_font_size ; productbottoml.style.color =$footer_text_color ; productbottoml.style.fontWeight ="bold"; productbottoml.style.textAlign ="center"; } } } // END if($productcount) } // END OF for statement }