OpenSky® Secured Visa ® Credit Card
CREDIT NEEDED
Bad CreditNo Credit
- New feature! Earn up to 10% cash back on everyday purchases
- No credit check to apply. Zero credit risk to apply!
- Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
- Get free monthly access to your FICO score in our mobile application
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and Transunion
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Fund your card with a low $200 refundable security deposit to get a $200 credit line
- Apply in less than 5 minutes with our mobile first application
- Choose the due date that fits your schedule with flexible payment dates
- Fund your security deposit over 60 days with the option to make partial payments
- Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
Intro APR
N/A
Intro Period
N/A
Regular APR
24.64% variable
Annual Fee
$35
Balance Transfer
N/A
Credit Needed
--
First Progress Platinum Select MasterCard® Secured Credit Card
CREDIT NEEDED
Fair CreditBad Credit
Get a First Progress Select Card and Earn 1% Cash Back Rewards!
- Choose the First Progress Select Card for a lower annual fee!
- All credit types welcome to apply!
- Secure your credit line with your refundable security deposit – choose from $200- $2,000 - with the ability to increase up to $5,000 over time!
- Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
- Secured Cards are a great way to start establishing credit for people with low/no credit scores¹
- Get a fresh start! A discharged bankruptcy in your credit file will not cause you to be declined
- Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Deposit Options: Debit card funding.
Intro APR
--
Intro Period
--
Regular APR
18.49%
Annual Fee
$39
Balance Transfer
--
Credit Needed
--
New!OpenSky Launch Secured Visa® Credit Card
CREDIT NEEDED
Bad CreditNo Credit
You're pre-approved*
Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
Easy application, apply in less than 5 minutes right from your mobile device
- No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
- Excellent option for a low fully refundable security deposit, get started with just $100
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
- Earn up to 10% cash back on everyday purchases
- Minimum payment as low as $10
- Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter
- Monitor your credit progress with free access to your FICO Credit Score.
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
- Now you can make smaller partial payments towards funding your security deposit over 60 days
- Over 1.4 million cardholders have used OpenSky Secured Credit Card to improve their credit"
**Pre-Approved means that you have met the initial criteria for this credit card; however, your application may be rejected if any of the following apply: You are a non-United States resident; the social security number you provide is invalid or we are unable to verify your identity under federal law; you are under 18 years old; your monthly expenses are greater than your monthly income; you lack sufficient income or assets to pay the monthly payment required for this card; you have two or more open credit card accounts with Capital Bank; or your account history on any current or previous relationship with Capital Bank is not in good standing.
Intro APR
--
Intro Period
--
Regular APR
28.99% variable
Annual Fee
--
Balance Transfer
--
Credit Needed
--
New!First Latitude Assent Mastercard® Secured Credit Card
CREDIT NEEDED
Fair CreditBad Credit
No Credit
Choose the First Latitude Assent Card and enjoy $0 Annual Fee!
- Secure your credit line with your refundable security deposit – choose from $200- $2,000. With the ability to increase up to $5,000 over time!
- Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
- Designed to push you forward on your credit building journey with $0 Annual Fee.
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion. ¹
- All credit types welcome to apply!
- Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
- ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Deposit Options: Debit card funding.
Intro APR
--
Intro Period
--
Regular APR
28.49%
Annual Fee
$0
Balance Transfer
--
Credit Needed
--
OpenSky® Plus Secured Visa® Credit Card
CREDIT NEEDED
Fair CreditGood Credit
Bad Credit
No Credit
- New feature! Earn up to 10% cash back on everyday purchases
- No annual fee
- No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
- Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
- Monitor your credit progress with free access to your FICO Credit Score.
- Reports to all 3 major credit bureaus monthly to establish and build credit history.
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Secure your credit line with a refundable security deposit - as low as $300.
- Easy application, apply in less than 5 minutes right from your mobile device
- Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
- Now you can make smaller partial payments towards funding your security deposit over 60 days
- Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
Intro APR
N/A
Intro Period
N/A
Regular APR
28.99% variable
Annual Fee
None
Balance Transfer
N/A
Credit Needed
--
Credit Strong - Instal & Revolv
CREDIT NEEDED
Fair CreditBad Credit
No Credit
Multiple Ways to Build Credit.
A CreditStrong account is the fusion of a secured consumer installment loan and a savings account. During the life of your CreditStrong account you build both credit history and savings.
- Instantly build revolving credit with no minimum monthly payment required with CreditStrong Revolv
- Build installment credit and savings with low fixed monthly payments with CreditStrong Instal
- Build supersized installment credit with supersized plans with CS MAX
New!First Latitude Elite Mastercard® Secured Credit Card
CREDIT NEEDED
Fair CreditBad Credit
No Credit
Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
- Choose our First Latitude Elite Card for a lower annual APR!
- Apply now and fund your security deposit over 90 days with the option to make partial payments.
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹
- No minimum credit score required for approval!
- Secure your credit line with a refundable security deposit - as low as $200 to get started!
- ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
- *See Important Disclosures for complete offer details
Deposit Options: Debit card funding.
Disclosure:
images.totalcardinc.com/documents/disclosures/FirstLatitude/Important_Disclosures_Elite.pdf
Intro APR
--
Intro Period
--
Regular APR
29.49%
Annual Fee
$29
Balance Transfer
--
Credit Needed
--
First Progress Platinum Prestige MasterCard® Secured Credit Card
CREDIT NEEDED
Fair CreditBad Credit
Earn 1% Cash Back Rewards with First Progress Prestige!
- All credit types welcome to apply!
- Apply now and fund your security deposit over 90 days with the option to make partial payments.
- You Can’t Rebuild credit with a Debit Card. Try First Progress Today! ¹
- Secured Cards are a great way to start establishing credit for people with low/no credit scores.¹
- Get a fresh start! A discharged bankruptcy in your credit file will not cause you to be declined.
- Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Deposit Options: debit card funding.
Intro APR
--
Intro Period
--
Regular APR
14.49%
Annual Fee
$49
Balance Transfer
--
Credit Needed
--
Auto Financing and Refinancing
CREDIT NEEDED
Fair CreditGood Credit
Excellent Credit
Bad Credit
Auto Financing and Refinancing – Average Customer saves up to $2000 or more…
- 1 Application with up to 4 loan offers in minutes
- Apply online, 24/7 in the convenience of your home or office
- Lowest interest rates available – average customer saves $2000 in interest charges
- Get approved and have financing in place before going to a dealer
- Refinance and lower your current interest rate and payments or even skip a payment
- Also offering Private Party and Lease Buyout loans
- Fast & free - No fees or obligations
- Private, secure and confidential
Your premier online auto finance and refinance marketplace. Apply now and receive up to 4 loan offers in minutes! Fast, easy and free…
New!Caribou Auto Refinancing (Name Change From MotoRefi)
CREDIT NEEDED
Fair CreditRefinance your car loan and Save Big! Put money back in your pocket!
- Rates as low as 5.48% APR
- Pre-qualify in seconds - Pre-qualify on our secure, fully online platform—without leaving the couch or giving your SSN
- Put cash back into your wallet. Our customers save an average of $113.78/month on their car payments*
- No impact to your credit to review pre-qualified offers
- Minimum Loan amount: $7500
- Loan term: 12-84 months
How Caribou works
Check your rate - Get pre-qualified offers in seconds with no Social Security number required and no impact on your credit.
Select your offer - Pick the refinance that works best for you, with offers from our top lenders.
Refi and save big - Simply submit a few documents and sit back as our team does the heavy lifting to refinance your loan.
Typical Requirements:
- Desired credt score: 650+
- Minimum annual income $24K
- No SSN required*
- Other requirements may apply
*Not available for motorcycles or commercial vehicles
*See all terms and conditions on the application page.
*1This information is estimated based on consumers who were approved for an auto refinance loan through Caribou between 6/1/2022 and 3/1/2023, had an existing auto loan on their credit report, and accepted their final terms. These borrowers saved an average of $113.78 per month. Refinance savings may result from a lower interest rate, longer
term, or both. There is no guarantee of savings. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors.
*To check the refinance rates and terms you qualify for, we conduct a soft credit pull that will not affect your credit score. However, if you choose a loan product and continue your application, we or one of our lending partners will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
*Social security number is required should you choose to move forward in the loan application process. *Terms and Conditions apply. Caribou reserves the right to modify or discontinue products and benefits at any time without notice. Participating lenders, rates and terms are also subject to change at any time without notice. The information you
provide to us is an inquiry to determine whether our lenders can make you a loan offer. If any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. We do not guarantee that you will
receive any loan offers or that your loan application will be approved. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors.
Offers not available in MA, MD, MS, NE, NV, WI, WV
APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors including your credit profile and the loan to value of the vehicle. APR ranges from 5.48% to 28.55% and is determined at the time of application. Lowest APR is available up to a 36 month term, to borrowers with excellent credit, and only in Texas. Conditions apply. Advertised rates and fees are valid as of 5/15/2023 and are subject to change without notice. Insurance savings will not result from lower APR.
Nav Prime Card
CREDIT NEEDED
N/AAccess the Nav Prime Card as part of Nav Prime — the only solution that lets you track your credit progress while simultaneously building your business credit.
Nav Prime gives you up to two tradelines, detailed credit health data, business banking, and access to the Nav Prime Card — the only business credit-building charge card with no credit check, no personal guarantee, and no security deposit required. Access Nav Prime’s benefits without any big bank barriers².
- Access the Nav Prime Card¹ as part of Nav Prime — trusted by 250,000+ for building business credit history and managing credit health.
- Build business credit from your everyday purchases with the Nav Prime Card — no time in business, credit, or annual revenue minimums.
- Get up to two tradelines from Nav Prime membership payments ($49.99/mo) and Nav Prime Card use for business credit-building.
- Nav is the only place you can see both business and personal credit data lenders see for confident decision-making.
- Access Nav Business Checking to manage money with no domestic fees or minimum balance.
- Nav Prime customers are nearly 2X more likely to get approved for lending through Nav. ¹
Disclosures:
¹Compared to customers without Nav Prime who were approved for lending through Nav. All offers are subject to lender underwriting and approval, which does not include status as a Nav Prime customer. Individual results will vary.
²There are no requirements to get Nav Prime. To get the Nav Prime Card, you are required to be an active Nav Prime member, have an approved Nav Business Checking application, and a successfully linked bank account to use as repayment for your Nav Prime Card balance. The Nav Prime Card is currently not available in ND, SD, NV, and CA.
Nav Technologies, Inc. is a financial technology company and is not a bank. Banking services are provided by Blue Ridge Bank and Thread Bank, N.A; Members FDIC. The Nav Business Checking account is offered by Blue Ridge Bank N.A., Member FDIC. The Nav Prime Visa® charge card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa charge cards are accepted.
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All product details on this site and our partner sites are presented without warranty. Reasonable efforts are made to maintain accurate information in this website. Terms and conditions for each offer is available on the advertisers secured application page.