Deposit Options: Debit card funding.
How it works:
Key features:
Requirements:
Available in all 50 states.
Disclosures:
Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade's bank partners. Information on Upgrade's bank partners can be found at https://www.upgrade.com/bank-partners/
Fast Funding Disclosure:
*Accept your loan offer and your funds will be sent to your bank or designated account within one (1) business day of clearing necessary verifications. Availability of the funds is dependent on how quickly your bank processes the transaction. From the time of approval, funds sent directly to you should be available within one (1) business day. Funds sent directly to pay off your creditors may take up to 2 weeks to clear, depending on the creditor.
Credit Strong For Business
Multiple different product options with different loan amounts and terms to help you:
Individual requirements:
Impacts 90% of the factors used to calculate your credit score
We’ll report loan payments each month. Making on-time payments are a positive signal to credit bureaus and help your score.
The account is reported and will appear on a customer’s credit profile within 30-60 days after the first loan payment due date
How CreditStrong Business works:
A secured loan is issued to you, and deposited in a locked savings account in your name held at Austin Capital Bank, the 5* rated community bank that powers CreditStrong
What happens when the loan is paid off?
Canceling:
A better way to get business credit
Rewards of a credit card with the efficiency of software
Disclaimers:
Earn 1% Cash Back Rewards with First Progress Prestige!
Deposit Options: debit card funding.
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We report your on-time payments to all three major credit bureaus (Equifax, Experian and TransUnion) which helps establish or boost your credit score.
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