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<span data-scayt_word=OpenSky data-scaytid=1>OpenSky</span>® Secured Visa ® Credit Card
OpenSky® Secured Visa ® Credit Card
Bad Credit, No Credit
OpenSky® Secured Visa ® Credit Card
<span data-scayt_word=OpenSky data-scaytid=1>OpenSky</span>® Secured Visa ® Credit Card

CREDIT NEEDED
Bad Credit
No Credit
  • New feature! Earn up to 10% cash back on everyday purchases
  • No credit check to apply. Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
  • Get free monthly access to your FICO score in our mobile application
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and Transunion
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Fund your card with a low $200 refundable security deposit to get a $200 credit line
  • Apply in less than 5 minutes with our mobile first application
  • Choose the due date that fits your schedule with flexible payment dates
  • Fund your security deposit over 60 days with the option to make partial payments
  • Over 1.4 Million  Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
     
Intro APR
N/A
Intro Period
N/A
Regular APR
24.89% variable
Annual Fee
$35
Balance Transfer
N/A
Credit Needed
--
First Progress Platinum Select MasterCard® Secured Credit Card
First Progress Platinum Select MasterCard® Secured Credit Card
Fair Credit, Bad Credit
First Progress Platinum Select MasterCard® Secured Credit Card
First Progress Platinum Select MasterCard® Secured Credit Card

CREDIT NEEDED
Fair Credit
Bad Credit
Get a First Progress Select Card and Earn 1% Cash Back Rewards!
 
  • Choose the First Progress Select Card for a lower annual fee!
  • All credit types welcome to apply!
  • Secure your credit line with your refundable security deposit – choose from $200- $2,000 - with the ability to increase up to $5,000 over time! 
  • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
  • Secured Cards are a great way to start establishing credit for people with low/no credit scores¹
  • Get a fresh start! A discharged bankruptcy in your credit file will not cause you to be declined
  • Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Click for Disclosure
 

Deposit Options: Debit card funding. 

Intro APR
--
Intro Period
--
Regular APR
18.49%
Annual Fee
$39
Balance Transfer
--
Credit Needed
--
Credit Strong - Instal & Revolv
Credit Strong - Instal & Revolv
Fair Credit, Bad Credit, No Credit
Credit Strong - Instal & Revolv
Credit Strong - Instal & Revolv

CREDIT NEEDED
Fair Credit
Bad Credit
No Credit

Multiple Ways to Build Credit.

A CreditStrong account is the fusion of a secured consumer installment loan and a savings account. During the life of your CreditStrong account you build both credit history and savings.

  • Instantly build revolving credit with no minimum monthly payment required with CreditStrong Revolv
  • Build installment credit and savings with low fixed monthly payments with CreditStrong Instal
  • Build supersized installment credit with supersized plans with CS MAX
Surge Mastercard® Unsecured Card
Surge® Platinum Mastercard®
Bad Credit
Surge® Platinum Mastercard®
Surge Mastercard® Unsecured Card

CREDIT NEEDED
Bad Credit
  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit.
  • With responsible card use, you may be able to rebuild or improve your credit
  • Unsecured credit card that requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
 
 
 
Upgrade Personal Loans
Upgrade Personal Loans
Fair Credit, Good Credit, Excellent Credit
Upgrade Personal Loans
Upgrade Personal Loans

CREDIT NEEDED
Fair Credit
Good Credit
Excellent Credit
  • Loan Amounts: $1,000-$50,000
  • Annual Percentage Rates (APRs): 9.99% - 35.97%.
  • Fixed rates and payments with a clear pay off date.
  • Flexible loan options: explore multiple options and pick the loan amount and term that best fits your budget and timeline.
  • Fast Funding. Money is sent to your bank account within a day of clearing any verifications.*
  • Automatic payments and ability to customize the due date: manage your account online or via the mobile app
  • No prepayment penalties.
  • Access to free credit score monitoring, educational tools, and personalized recommendations to help you understand and make the most of your credit.

Disclosures:

Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 9.99%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade's bank partners. Information on Upgrade's bank partners can be found at https://www.upgrade.com/bank-partners/

Fast Funding Disclosure:

*Accept your loan offer and your funds will be sent to your bank or designated account within one (1) business day of clearing necessary verifications. Availability of the funds is dependent on how quickly your bank processes the transaction. From the time of approval, funds sent directly to you should be available within one (1) business day. Funds sent directly to pay off your creditors may take up to 2 weeks to clear, depending on the creditor.

Universal Credit Personal Loans
Universal Credit Personal Loans
Fair Credit, Good Credit, Excellent Credit
Universal Credit Personal Loans
Universal Credit Personal Loans

CREDIT NEEDED
Fair Credit
Good Credit
Excellent Credit
  • Loan Amounts: $1,000-$50,000
  • Annual Percentage Rates (APRs): 11.69%-35.93%
  • Fixed rates and payments with a clear pay off date.
  • Flexible loan options: explore multiple options and pick the loan amount and term that best fits your budget and timeline.
  • Fast Funding. Money is sent to your bank account within a day of clearing any verifications. *
  • Automatic payments and ability to customize the due date: manage your account online or via the mobile app
  • No prepayment penalties.
  • Access to free credit score monitoring, educational tools, and personalized recommendations to help you understand and make the most of
    your credit.

 

Disclosures:
 
Personal loans made through Universal Credit feature Annual Percentage Rates (APRs) of 11.69%-35.93%. All personal loans have a 5.25% to 8.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 36 to 60 months. For example, if you receive a $10,000 loan with a 36-month term and a 28.47% APR (which includes a 22.99% yearly interest rate and a 7% one-time origination fee), you would receive $9,300 in your account and would have a required monthly payment of $387.05. Over the life of the loan, your payments would total $13,933.62. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Universal Credit's bank partners. Information on Universal Credit's bank partners can be found at https://www.universal-credit.com/bank-partners/
 
Fast Funding Disclosure:
 
*Accept your loan offer and your funds will be sent to your bank or designated account within one (1) business day of clearing necessary verifications. Availability of the funds is dependent on how quickly your bank processes the transaction. From the time of approval, funds sent directly to you should be available within one (1) business day. Funds sent directly to pay off your creditors may take up to 2 weeks to clear, depending on the creditor.

State Exclusions:

Loans are not currently available to residents of DC.
 

Upgrade Premier Savings Account
Upgrade - Premier Savings
N/A
Upgrade - Premier Savings
Upgrade Premier Savings Account

CREDIT NEEDED
N/A
  • Earn 4.14% APY, on $1,000 or more¹
  • No monthly account fees²
  • Up to $1 million in FDIC or NCUA insurance through Cross River Bank or Participating Institutions*

Disclaimers:

  1. The Annual Percentage Yield (“APY”) for the Premier Savings account is variable and may change at any time. There is no minimum balance to open your account, but you will only earn the APY on days when the closing balance of your Premiere Savings account is or exceeds $1000. On days where the account closing balance drops below $1000, the APY will be 0%.
  2. There are no monthly fees, overdraft fees or annual fees. Outbound domestic wire transfers are subject to a fee of $20 after your first fee-free transfer per calendar month.
*Deposits to Premier Savings are eligible for FDIC and/or NCUA deposit insurance up to $1 million or more through Cross River Bank, Member FDIC and Participating Institutions. Learn more about the Custodial Program and Participating Institutions . Cross River Bank may place some or all of the funds held in your savings account(s) into an account at one or more other Participating Institutions. Each Participating Institution is either (1) a FDIC-insured depository institution that only covers the failure of insured banks, or (2) a credit union that is eligible for insurance through the NCUA Share Insurance Fund if the credit union fails. Funds are insured up to $250,000 per ownership category and per institution. Certain conditions must be satisfied for FDIC deposit insurance coverage to apply to any funds held at a FDIC-insured depository institution. Upgrade is not a bank and is not FDIC insured. You are responsible for monitoring where your deposits are held (available in your Upgrade dashboard) to determine the extent of FDIC and/ or NCUA insurance coverage available to you.
 
Upgrade is a financial technology company, not a bank. Premier Savings accounts are provided by Cross River Bank, Member FDIC.
First Progress Platinum Prestige MasterCard® Secured Credit Card
First Progress Platinum Prestige MasterCard® Secured Credit Card
Fair Credit, Bad Credit
First Progress Platinum Prestige MasterCard® Secured Credit Card
First Progress Platinum Prestige MasterCard® Secured Credit Card

CREDIT NEEDED
Fair Credit
Bad Credit

Earn 1% Cash Back Rewards with First Progress Prestige!

  • All credit types welcome to apply!
  • Apply now and fund your security deposit over 90 days with the option to make partial payments.
  • You Can’t Rebuild credit with a Debit Card. Try First Progress Today! ¹
  • Secured Cards are a great way to start establishing credit for people with low/no credit scores.¹
  • Get a fresh start! A discharged bankruptcy in your credit file will not cause you to be declined.
  • Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Deposit Options: debit card funding. 

Click for Disclosure
 

Intro APR
--
Intro Period
--
Regular APR
14.49%
Annual Fee
$49
Balance Transfer
--
Credit Needed
--
GreenLight® Debit Card & App For Kids
GreenLight® Debit Card & App For Kids
No Credit
GreenLight® Debit Card & App For Kids
GreenLight® Debit Card & App For Kids

CREDIT NEEDED
No Credit
Teach your kids how to learn manage money, set savings goals, and spend wisely!
  • Greenlight celebrates smart money management by rewarding kids with up to 1% Cash Back and 2% on their Savings balances.*
  • Send money to your kids — anytime, anywhere.
  • Get real-time notifications any time the card is used.
  • Create in-app chore lists and tie the work to perks.
  • Allowance on autopilot.  Weekly or monthly, you can set it and forget it.
  • Personalize your kids’ debit cards. Selfies rule.

Frequently Asked Questions (more on website)

Is there a minimum age?  We support kids and grownups of all ages. No minimum (or maximum) age here.

How much does it cost?  Greenlight plans start at $4.99 per month and include debit cards for up to five (5) kids. Your first month is on us, and you can cancel at any time. See our Plans page for more.

What do I need to sign up?

  • Your email address
  • Your mobile phone number
  • Your child’s/children’s name(s)
  • Your legal first and last name
  • Your physical address
  • Your date of birth
  • A valid debit card or bank account
  • Your Social Security number (SSN). For information on why we ask for your SSN, learn more about the U.S. Patriot Act.

Where is the card accepted?  The Greenlight card can be used almost anywhere Mastercard is accepted, online and in-store. “Almost,” because our cardholders are kids, and we’ve put important guardrails in place. Greenlight also works internationally in 150+ other countries, with no foreign transaction fees. No need to let us know if you travel abroad — you’ll have enough to remember.

Is Greenlight safe?   Greenlight blocks ‘unsafe’ spending categories, sends real-time transaction notifications and gives parents flexible ATM and other spending controls. We also provide additional layers of protection to our families in the form of face or fingerprint recognition and the ability to turn your card on or off directly in the app. Greenlight debit cards are FDIC-insured up to $250,000, and come with Mastercard’s Zero Liability Protection.

*see all terms and conditions (click apply now to view)
Caribou Auto Refinancing (Name Change From MotoRefi)
Caribou Auto Refinancing (Name Change From MotoRefi)
Fair Credit
Caribou Auto Refinancing (Name Change From MotoRefi)
Caribou Auto Refinancing (Name Change From MotoRefi)

CREDIT NEEDED
Fair Credit
Refinance your car loan and Save Big! Put money back in your pocket!
  • Rates as low as 5.48% APR
  • Pre-qualify in seconds - Pre-qualify on our secure, fully online platform—without leaving the couch or giving your SSN
  • Put cash back into your wallet. Our customers save an average of $113.78/month on their car payments*
  • No impact to your credit to review pre-qualified offers
  • Minimum Loan amount: $7500
  • Loan term: 12-84 months

How Caribou works

Check your rate - Get pre-qualified offers in seconds with no Social Security number required and no impact on your credit.

Select your offer - Pick the refinance that works best for you, with offers from our top lenders.

Refi and save big - Simply submit a few documents and sit back as our team does the heavy lifting to refinance your loan.

Typical Requirements:

  • Desired credt score: 650+
  • Minimum annual income $24K
  • No SSN required*
  • Other requirements may apply
*Not available for motorcycles or commercial vehicles 
*See all terms and conditions on the application page.
*1This information is estimated based on consumers who were approved for an auto refinance loan through Caribou between 6/1/2022 and 3/1/2023, had an existing auto loan on their credit report, and accepted their final terms. These borrowers saved an average of $113.78 per month. Refinance savings may result from a lower interest rate, longer 
term, or both. There is no guarantee of savings. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors.
*To check the refinance rates and terms you qualify for, we conduct a soft credit pull that will not affect your credit score. However, if you choose a loan product and continue your application, we or one of our lending partners will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
*Social security number is required should you choose to move forward in the loan application process. *Terms and Conditions apply. Caribou reserves the right to modify or discontinue products and benefits at any time without notice. Participating lenders, rates and terms are also subject to change at any time without notice. The information you 
provide to us is an inquiry to determine whether our lenders can make you a loan offer. If any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. We do not guarantee that you will 
receive any loan offers or that your loan application will be approved. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors.
 
Offers not available in MA, MD, MS, NE, NV, WI, WV
 
APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors including your credit profile and the loan to value of the vehicle. APR ranges from 5.48% to 28.55% and is determined at the time of application. Lowest APR is available up to a 36 month term, to borrowers with excellent credit, and only in Texas. Conditions apply. Advertised rates and fees are valid as of 5/15/2023 and are subject to change without notice. Insurance savings will not result from lower APR.
Self Financial - Credit Builder Account
Self Financial - Credit Builder Account
Fair Credit, Bad Credit, No Credit
Self Financial - Credit Builder Account
Self Financial - Credit Builder Account

CREDIT NEEDED
Fair Credit
Bad Credit
No Credit
Self offers Credit Builder Accounts.
 
  • Self Financial helps you get a Credit Builder Account through their banking partners, which has a term of 24 months.
  • All payments are reported to the three major credit bureaus as an installment loan which helps consumers build credit.
  • Savings plans start at $25/month and include credit monitoring.  At the end of account term, you've built credit history and your CD savings unlock. (minus interest and fees)
Sample loans: See self.inc/pricing $25/mo, 24 mos, 15.92% APR; $35/mo, 24 mos, 15.69% APR; $48/mo, 24 mos, 15.51% APR; $150/mo, 24 mos, 15.82% APR. 
 
Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.  
 
Date: 11-2-24
Fit Mastercard Credit Card
FIT™ Platinum Mastercard®
Fair Credit, Bad Credit
FIT™ Platinum Mastercard®
Fit Mastercard Credit Card

CREDIT NEEDED
Fair Credit
Bad Credit
  • $400 Initial Credit Limit
  • Less than perfect credit? We understand. The FIT Mastercard is ideal for people looking to rebuild their credit.
  • Unsecured credit card that requires No Security Deposit
  • With responsible card use, you may be able to rebuild or improve your credit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
Kikoff Credit Account
Kikoff Credit Account
Bad Credit, No Credit
Kikoff Credit Account
Kikoff Credit Account

CREDIT NEEDED
Bad Credit
No Credit

Build credit with Kikoff.  The safe way to build credit..

We help you establish positive payment history and lower utilization, both important factors for raising your credit score.

  • No credit check. No hard pulls required
  • Starts at $5/mo. Cancel anytime
  • With 0% interest
  • Open your account in minutes
  • Easy & automatic.  With the optional Autopay, never worry about due dates.

How does Kikoff work?

Kikoff is a credit-building service designed to help you build credit safely and responsibly. Our products are designed to target the 5 major credit score factors.

Kikoff offers 2 products:

  1. Kikoff Credit Account - this is a revolving line of credit. This account builds monthly payment history and helps reduce your credit utilization.
  2. Kikoff Credit Builder Loan - this is an additional product for customers with positive payment behavior on Kikoff products. Credit Builder Loan is a 1-year savings plan for $10/month.

Is this a credit card?

The Kikoff Credit Account is a revolving line of credit that gets reported to Equifax and Experian.

You are able to use the Kikoff Credit Account to finance the purchase of goods and services from Kikoff.

Unlike a credit card, the Kikoff Credit Account can only be used to make purchases from Kikoff (e.g. can’t buy gas or groceries)

Which bureaus does Kikoff report to?

Kikoff is an official data furnisher to the 3 major credit bureaus: Equifax, Experian, and TransUnion.

Please note that reporting depends upon which Kikoff products you have:

Kikoff Credit Account reports to Equifax and Experian.

Credit Builder Loan (optional add-on) reports to TransUnion and Equifax.

Please see all terms and conditions and state availability: https://kikoff.com/terms.pdf

Proxi Independent Group, LLC and its DBA, CreditCardBroker.com “Proxi” is a business development and marketing firm marketing financial products and other popular products and services on a commission basis. Commission may be per click, per lead, per sale, or other possible arrangements. This website may include only offers that provide compensation, but may also provide offers that do not provide compensation and we do not provide a complete list of products that may be available in this industry. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. Our partners also receive commissions for market these products. Our partners have their own privacy policies, terms and conditions, and disclosures. All product details on this site and our partner sites are presented without warranty. Reasonable efforts are made to maintain accurate information in this website. Terms and conditions for each offer is available on the advertisers secured application page.