Deposit Options: Debit card funding.
Multiple Ways to Build Credit.
A CreditStrong account is the fusion of a secured consumer installment loan and a savings account. During the life of your CreditStrong account you build both credit history and savings.
Disclosures:
Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 9.99%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade's bank partners. Information on Upgrade's bank partners can be found at https://www.upgrade.com/bank-partners/
Fast Funding Disclosure:
*Accept your loan offer and your funds will be sent to your bank or designated account within one (1) business day of clearing necessary verifications. Availability of the funds is dependent on how quickly your bank processes the transaction. From the time of approval, funds sent directly to you should be available within one (1) business day. Funds sent directly to pay off your creditors may take up to 2 weeks to clear, depending on the creditor.
State Exclusions:
Disclaimers:
Earn 1% Cash Back Rewards with First Progress Prestige!
Deposit Options: debit card funding.
Frequently Asked Questions (more on website)
Is there a minimum age? We support kids and grownups of all ages. No minimum (or maximum) age here.
How much does it cost? Greenlight plans start at $4.99 per month and include debit cards for up to five (5) kids. Your first month is on us, and you can cancel at any time. See our Plans page for more.
What do I need to sign up?
Where is the card accepted? The Greenlight card can be used almost anywhere Mastercard is accepted, online and in-store. “Almost,” because our cardholders are kids, and we’ve put important guardrails in place. Greenlight also works internationally in 150+ other countries, with no foreign transaction fees. No need to let us know if you travel abroad — you’ll have enough to remember.
Is Greenlight safe? Greenlight blocks ‘unsafe’ spending categories, sends real-time transaction notifications and gives parents flexible ATM and other spending controls. We also provide additional layers of protection to our families in the form of face or fingerprint recognition and the ability to turn your card on or off directly in the app. Greenlight debit cards are FDIC-insured up to $250,000, and come with Mastercard’s Zero Liability Protection.
How Caribou works
Check your rate - Get pre-qualified offers in seconds with no Social Security number required and no impact on your credit.
Select your offer - Pick the refinance that works best for you, with offers from our top lenders.
Refi and save big - Simply submit a few documents and sit back as our team does the heavy lifting to refinance your loan.
Typical Requirements:
Build credit with Kikoff. The safe way to build credit..
We help you establish positive payment history and lower utilization, both important factors for raising your credit score.
How does Kikoff work?
Kikoff is a credit-building service designed to help you build credit safely and responsibly. Our products are designed to target the 5 major credit score factors.
Kikoff offers 2 products:
Is this a credit card?
The Kikoff Credit Account is a revolving line of credit that gets reported to Equifax and Experian.
You are able to use the Kikoff Credit Account to finance the purchase of goods and services from Kikoff.
Unlike a credit card, the Kikoff Credit Account can only be used to make purchases from Kikoff (e.g. can’t buy gas or groceries)
Which bureaus does Kikoff report to?
Kikoff is an official data furnisher to the 3 major credit bureaus: Equifax, Experian, and TransUnion.
Please note that reporting depends upon which Kikoff products you have:
Kikoff Credit Account reports to Equifax and Experian.
Credit Builder Loan (optional add-on) reports to TransUnion and Equifax.
Please see all terms and conditions and state availability: https://kikoff.com/terms.pdf