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Secured credit cards are in demand, especially in a bad economy. What is a secured card? A secured credit card is typically a Visa or Mastercard, but it requires a cash deposit as collateral. The card is designed to help people who have been refused a credit card in the past because of bad credit, no credit, etc. They typically have higher monthly, annual, and initial fees. In a sense, you have to pay your dues. If you do get a secured card, use responsibly. Don’t mess up this opportunity. Its designed to help those who have had trouble obtaining a credit line in the past. Why do people seek out a secured card? One main reason is because they have been refused an unsecured credit card in the past. Some have no choice but to use this card with hopes to build a credit history.
Secured Card Video Link to learn about Secured Cards:
Compare some of the most recent secured credit card offers below, and apply for the one that you feel comfortable with! Do remember to read all the terms and conditions, so their are no surprises with regards to fees and high interest rates.